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Phreesia vs International Money Express: PHR and IMXI compared
Phreesia is the larger company: $129M of revenue in its latest quarter (Q2 FY27) against $126M for International Money Express (Q3 2026). Phreesia is growing faster (+10% against -18% a year earlier). International Money Express is more profitable, with an operating margin of 7.2% against 5.9%.
Where the money goes: PHR and IMXI
Phreesia (PHR) · Q2 FY27
Phreesia, Q2 FY27: revenue $129M (+10% year over year), operating margin 5.9%, net earnings $1.9M, operating cash flow $18.3M. The chart follows the revenue to costs, profit and cash.
International Money Express (IMXI) · Q3 2026
International Money Express, Q3 2026: revenue $126M (-18% year over year), operating margin 7.2%, net earnings $4.3M, operating cash flow $8.2M. The chart follows the revenue to costs, profit and cash.
| Phreesia (PHR) | International Money Express (IMXI) | |
|---|---|---|
| Latest quarter | Q2 FY27 | Q3 2026 |
| Revenue | $129M | $126M |
| Revenue growth, Y/Y | +10% | -18% |
| Operating margin | 5.9% | 7.2% |
| Net earnings | $1.9M | $4.3M |
| Net margin | 1.5% | 3.4% |
| Operating cash flow | $18.3M | $8.2M |
| Free cash flow | $13.8M | $3.3M |
Where the revenue comes from
Phreesia
- Subscription and related services: $52.7M (41%)
- Payment solutions: $38.5M (30%)
- Network solutions: $38.3M (30%)
International Money Express
- Wire transfer and money order fees, net: $102M (81%)
- Foreign exchange gain, net: $17.4M (14%)
- Other income: $6.7M (5%)
Questions
Which is bigger, Phreesia or International Money Express?
Phreesia is the larger company: $129M of revenue in its latest quarter (Q2 FY27) against $126M for International Money Express (Q3 2026).
Is Phreesia or International Money Express growing faster?
Phreesia is growing faster (+10% against -18% a year earlier).
Which is more profitable, Phreesia or International Money Express?
International Money Express is more profitable, with an operating margin of 7.2% against 5.9%.
More: Phreesia earnings · how Phreesia makes money · International Money Express earnings · how International Money Express makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Sep 3, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.