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Palomar Holdings vs Root: PLMR and ROOT compared
Palomar Holdings is the larger company: $387M of revenue in its latest quarter (Q3 2026) against $381M for Root (Q3 2026). Palomar Holdings is growing faster (+58% against -2% a year earlier). Palomar Holdings is more profitable, with an operating margin of 21.9% against 4.8%.
Where the money goes: PLMR and ROOT
Palomar Holdings (PLMR) · Q3 2026
Palomar Holdings, Q3 2026: revenue $387M (+58% year over year), operating margin 21.9%, net earnings $65.3M, operating cash flow $121M. The chart follows the revenue to costs, profit and cash.
Root (ROOT) · Q3 2026
Root, Q3 2026: revenue $381M (-2% year over year), operating margin 4.8%, net earnings $14.4M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.
| Palomar Holdings (PLMR) | Root (ROOT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $387M | $381M |
| Revenue growth, Y/Y | +58% | -2% |
| Operating margin | 21.9% | 4.8% |
| Net earnings | $65.3M | $14.4M |
| Net margin | 16.9% | 3.8% |
| Operating cash flow | $121M | $47.3M |
| Free cash flow | $120M | — |
| Market value | $4.2B | $729M |
| P/E | 19.4× | 9.1× |
| Analysts’ mean target | $159.17 | $57.00 |
Questions
Which is bigger, Palomar Holdings or Root?
Palomar Holdings is the larger company: $387M of revenue in its latest quarter (Q3 2026) against $381M for Root (Q3 2026).
Is Palomar Holdings or Root growing faster?
Palomar Holdings is growing faster (+58% against -2% a year earlier).
Which is more profitable, Palomar Holdings or Root?
Palomar Holdings is more profitable, with an operating margin of 21.9% against 4.8%.
More: Palomar Holdings earnings · how Palomar Holdings makes money · Root earnings · how Root makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.