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Provident Financial Holdings vs Kentucky First Federal Bancorp: PROV and KFFB compared
Provident Financial Holdings is the larger company: $10.6M of revenue in its latest quarter (Q1 FY27) against $3.2M for Kentucky First Federal Bancorp (Q4 FY26). Kentucky First Federal Bancorp is growing faster (+34% against +8% a year earlier). Kentucky First Federal Bancorp is more profitable, with an operating margin of 27.6% against 20.6%.
Where the money goes: PROV and KFFB
Provident Financial Holdings (PROV) · Q1 FY27
Provident Financial Holdings, Q1 FY27: revenue $10.6M (+8% year over year), operating margin 20.6%, net earnings $1.6M, operating cash flow $4.4M. The chart follows the revenue to costs, profit and cash.
Kentucky First Federal Bancorp (KFFB) · Q4 FY26
Kentucky First Federal Bancorp, Q4 FY26: revenue $3.2M (+34% year over year), operating margin 27.6%, net earnings $680K, operating cash flow $214K. The chart follows the revenue to costs, profit and cash.
| Provident Financial Holdings (PROV) | Kentucky First Federal Bancorp (KFFB) | |
|---|---|---|
| Latest quarter | Q1 FY27 | Q4 FY26 |
| Revenue | $10.6M | $3.2M |
| Revenue growth, Y/Y | +8% | +34% |
| Operating margin | 20.6% | 27.6% |
| Net earnings | $1.6M | $680K |
| Net margin | 14.9% | 21.0% |
| Operating cash flow | $4.4M | $214K |
| Free cash flow | $4.3M | $210K |
Where the revenue comes from
Provident Financial Holdings
- Net interest income: $9.8M (92%)
- Noninterest income: $804K (8%)
Kentucky First Federal Bancorp
- Net interest income: $3.1M (95%)
- Noninterest income: $159K (5%)
Questions
Which is bigger, Provident Financial Holdings or Kentucky First Federal Bancorp?
Provident Financial Holdings is the larger company: $10.6M of revenue in its latest quarter (Q1 FY27) against $3.2M for Kentucky First Federal Bancorp (Q4 FY26).
Is Provident Financial Holdings or Kentucky First Federal Bancorp growing faster?
Kentucky First Federal Bancorp is growing faster (+34% against +8% a year earlier).
Which is more profitable, Provident Financial Holdings or Kentucky First Federal Bancorp?
Kentucky First Federal Bancorp is more profitable, with an operating margin of 27.6% against 20.6%.
More: Provident Financial Holdings earnings · how Provident Financial Holdings makes money · Kentucky First Federal Bancorp earnings · how Kentucky First Federal Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-K filed Sep 28, 2026). Fiscal quarters can end on different dates. Not investment advice.