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Root vs Safety Insurance Group: ROOT and SAFT compared
Root is the larger company: $381M of revenue in its latest quarter (Q3 2026) against $328M for Safety Insurance Group (Q3 2026). Safety Insurance Group is growing faster (+0.4% against -2% a year earlier). Safety Insurance Group is more profitable, with an operating margin of 11.7% against 4.8%.
Where the money goes: ROOT and SAFT
Root (ROOT) · Q3 2026
Root, Q3 2026: revenue $381M (-2% year over year), operating margin 4.8%, net earnings $14.4M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.
Safety Insurance Group (SAFT) · Q3 2026
Safety Insurance Group, Q3 2026: revenue $328M (+0.4% year over year), operating margin 11.7%, net earnings $30.0M, operating cash flow $57.7M. The chart follows the revenue to costs, profit and cash.
| Root (ROOT) | Safety Insurance Group (SAFT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $381M | $328M |
| Revenue growth, Y/Y | -2% | +0.4% |
| Operating margin | 4.8% | 11.7% |
| Net earnings | $14.4M | $30.0M |
| Net margin | 3.8% | 9.2% |
| Operating cash flow | $47.3M | $57.7M |
| Free cash flow | — | $56.7M |
| Market value | $729M | $1.5B |
| P/E | 9.1× | 22.0× |
| Analysts’ mean target | $57.00 | — |
Questions
Which is bigger, Root or Safety Insurance Group?
Root is the larger company: $381M of revenue in its latest quarter (Q3 2026) against $328M for Safety Insurance Group (Q3 2026).
Is Root or Safety Insurance Group growing faster?
Safety Insurance Group is growing faster (+0.4% against -2% a year earlier).
Which is more profitable, Root or Safety Insurance Group?
Safety Insurance Group is more profitable, with an operating margin of 11.7% against 4.8%.
More: Root earnings · how Root makes money · Safety Insurance Group earnings · how Safety Insurance Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.