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Southside Bancshares vs Lakeland Financial: SBSI and LKFN compared

Southside Bancshares is the larger company: $74.0M of revenue in its latest quarter (Q3 2026) against $73.0M for Lakeland Financial (Q3 2026). Southside Bancshares is growing faster (+69% against +6% a year earlier). Lakeland Financial is more profitable, with an operating margin of 48.9% against 46.3%.

Southside Bancshares vs Lakeland Financial, latest quarterSouthside Bancshares vs Lakeland Financial, latest quarterSouthside Bancshares (SBSI)Lakeland Financial (LKFN)Revenue$74.0M$73.0MRevenue growth, Y/Y+69%+6%Operating margin46.3%48.9%Net margin37.8%39.5%Free cash flow$65.4M$40.1M

Where the money goes: SBSI and LKFN

Southside Bancshares (SBSI) · Q3 2026

Southside Bancshares, Q3 2026: revenue $74.0M (+69% year over year), operating margin 46.3%, net earnings $28.0M, operating cash flow $67.3M. The chart follows the revenue to costs, profit and cash.

Lakeland Financial (LKFN) · Q3 2026

Lakeland Financial, Q3 2026: revenue $73.0M (+6% year over year), operating margin 48.9%, net earnings $28.9M, operating cash flow $41.7M. The chart follows the revenue to costs, profit and cash.

Southside Bancshares revenue by segment, Q3 2026Southside Bancshares revenue by segment, Q3 2026Net interest income$60.3MNoninterest income$13.7M
Lakeland Financial revenue by segment, Q3 2026Lakeland Financial revenue by segment, Q3 2026Net interest income$60.7MNoninterest income$12.3M
Southside Bancshares (SBSI)Lakeland Financial (LKFN)
Latest quarterQ3 2026Q3 2026
Revenue$74.0M$73.0M
Revenue growth, Y/Y+69%+6%
Operating margin46.3%48.9%
Net earnings$28.0M$28.9M
Net margin37.8%39.5%
Operating cash flow$67.3M$41.7M
Free cash flow$65.4M$40.1M
Market value$904M$1.4B
P/E9.1×12.8×
Analysts’ mean target$35.00$66.00

Where the revenue comes from

Southside Bancshares

Lakeland Financial

Questions

Which is bigger, Southside Bancshares or Lakeland Financial?

Southside Bancshares is the larger company: $74.0M of revenue in its latest quarter (Q3 2026) against $73.0M for Lakeland Financial (Q3 2026).

Is Southside Bancshares or Lakeland Financial growing faster?

Southside Bancshares is growing faster (+69% against +6% a year earlier).

Which is more profitable, Southside Bancshares or Lakeland Financial?

Lakeland Financial is more profitable, with an operating margin of 48.9% against 46.3%.

More: Southside Bancshares earnings · how Southside Bancshares makes money · Lakeland Financial earnings · how Lakeland Financial makes money

From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 10-Q filed Oct 28, 2026). Fiscal quarters can end on different dates. Not investment advice.