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First Financial vs Southside Bancshares: THFF and SBSI compared
First Financial is the larger company: $75.0M of revenue in its latest quarter (Q3 2026) against $74.0M for Southside Bancshares (Q3 2026). Southside Bancshares is growing faster (+69% against +14% a year earlier). Southside Bancshares is more profitable, with an operating margin of 46.3% against 45.9%.
Where the money goes: THFF and SBSI
First Financial (THFF) · Q3 2026
First Financial, Q3 2026: revenue $75.0M (+14% year over year), operating margin 45.9%, net earnings $27.4M, operating cash flow $36.0M. The chart follows the revenue to costs, profit and cash.
Southside Bancshares (SBSI) · Q3 2026
Southside Bancshares, Q3 2026: revenue $74.0M (+69% year over year), operating margin 46.3%, net earnings $28.0M, operating cash flow $67.3M. The chart follows the revenue to costs, profit and cash.
| First Financial (THFF) | Southside Bancshares (SBSI) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $75.0M | $74.0M |
| Revenue growth, Y/Y | +14% | +69% |
| Operating margin | 45.9% | 46.3% |
| Net earnings | $27.4M | $28.0M |
| Net margin | 36.6% | 37.8% |
| Operating cash flow | $36.0M | $67.3M |
| Free cash flow | $34.9M | $65.4M |
| Market value | — | $904M |
| P/E | — | 9.1× |
| Analysts’ mean target | — | $35.00 |
Where the revenue comes from
First Financial
- Net interest income: $63.5M (85%)
- Noninterest income: $11.4M (15%)
Southside Bancshares
- Net interest income: $60.3M (81%)
- Noninterest income: $13.7M (19%)
Questions
Which is bigger, First Financial or Southside Bancshares?
First Financial is the larger company: $75.0M of revenue in its latest quarter (Q3 2026) against $74.0M for Southside Bancshares (Q3 2026).
Is First Financial or Southside Bancshares growing faster?
Southside Bancshares is growing faster (+69% against +14% a year earlier).
Which is more profitable, First Financial or Southside Bancshares?
Southside Bancshares is more profitable, with an operating margin of 46.3% against 45.9%.
More: First Financial earnings · how First Financial makes money · Southside Bancshares earnings · how Southside Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Oct 29, 2026). Fiscal quarters can end on different dates. Not investment advice.