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United Fire Group vs Root: UFCS and ROOT compared
United Fire Group is the larger company: $392M of revenue in its latest quarter (Q3 2026) against $381M for Root (Q3 2026). United Fire Group is growing faster (+11% against -2% a year earlier). United Fire Group is more profitable, with an operating margin of 11.4% against 4.8%.
Where the money goes: UFCS and ROOT
United Fire Group (UFCS) · Q3 2026
United Fire Group, Q3 2026: revenue $392M (+11% year over year), operating margin 11.4%, net earnings $35.1M, operating cash flow $101M. The chart follows the revenue to costs, profit and cash.
Root (ROOT) · Q3 2026
Root, Q3 2026: revenue $381M (-2% year over year), operating margin 4.8%, net earnings $14.4M, operating cash flow $47.3M. The chart follows the revenue to costs, profit and cash.
| United Fire Group (UFCS) | Root (ROOT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $392M | $381M |
| Revenue growth, Y/Y | +11% | -2% |
| Operating margin | 11.4% | 4.8% |
| Net earnings | $35.1M | $14.4M |
| Net margin | 9.0% | 3.8% |
| Operating cash flow | $101M | $47.3M |
| Market value | $1.2B | $729M |
| P/E | 9.1× | 9.1× |
| Analysts’ mean target | $58.50 | $57.00 |
Questions
Which is bigger, United Fire Group or Root?
United Fire Group is the larger company: $392M of revenue in its latest quarter (Q3 2026) against $381M for Root (Q3 2026).
Is United Fire Group or Root growing faster?
United Fire Group is growing faster (+11% against -2% a year earlier).
Which is more profitable, United Fire Group or Root?
United Fire Group is more profitable, with an operating margin of 11.4% against 4.8%.
More: United Fire Group earnings · how United Fire Group makes money · Root earnings · how Root makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.