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Enact Holdings (ACT) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 6, 2026

Enact Holdings (ACT) reported revenue of $317M for the second quarter 2026 (Q2 2026), +4% from a year earlier and +2% from the quarter before. Operating margin was 69.3%, net earnings $175M (55.1% of revenue).

Revenue$317M
Year over year+4%
Quarter over quarter+2%
Operating margin69.3%
Net earnings$175M

Enact Holdings, Q2 2026: revenue $317M (+4% year over year), operating margin 69.3%, net earnings $175M, operating cash flow $119M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$317M+2%+4%
Operating profit$220M+3%+3%
Net earnings$175M+4%+4%
Operating cash flow$119M-47%-0.8%

What changed

Revenue was $317.3M in Q2 2026, up 4% year over year and up 2% from the previous quarter.

Operating profit was $220.0M, a 69.3% margin (down 1.0 points year over year). Of the extra revenue versus Q2 2025, 44% reached operating profit, below the 70% margin then. Total costs grew 8% against revenue growth of 4%. Net earnings were $174.8M, up 4% year over year. The effective tax rate was 20.5%.

Operating cash flow was $118.5M (down 1% year over year), 68% of net earnings. Non-cash charges added back $4.6M of share-based compensation. Working capital and other items used $60.9M.

Questions

What was Enact Holdings' revenue in the second quarter 2026?

Enact Holdings (ACT) reported revenue of $317M for the second quarter 2026 (Q2 2026), +4% from a year earlier and +2% from the quarter before.

Was Enact Holdings profitable in the second quarter 2026?

Operating profit was $220M (69.3% of revenue) and net earnings $175M.

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Source: Enact Holdings 10-Q on SEC EDGAR.