Filing Flows › Enact Holdings (ACT) › Q3 2026
Enact Holdings (ACT) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Enact Holdings (ACT) reported revenue of $313M for the third quarter 2026 (Q3 2026), +0.4% from a year earlier and -1% from the quarter before. Operating margin was 64.9%, net earnings $159M (50.8% of revenue).
Enact Holdings, Q3 2026: revenue $313M (+0.4% year over year), operating margin 64.9%, net earnings $159M, operating cash flow $184M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $313M | -1% | +0.4% |
| Operating profit | $203M | -8% | -3% |
| Net earnings | $159M | -9% | -3% |
| Operating cash flow | $184M | +55% | -4% |
What changed
Revenue was $312.9M in Q3 2026, roughly flat year over year and down 1% from the previous quarter.
Operating profit was $203.0M, a 64.9% margin (down 2.5 points year over year). Operating profit fell $6.8M even though revenue rose $1.4M versus Q3 2025, so costs grew faster than sales. Total costs grew 8% against flat revenue. Net earnings were $158.9M, down 3% year over year. The effective tax rate was 21.7%.
Operating cash flow was $183.9M (down 4% year over year), 116% of net earnings. Non-cash charges added back $4.7M of share-based compensation. Working capital and other items added $20.3M.
Questions
What was Enact Holdings' revenue in the third quarter 2026?
Enact Holdings (ACT) reported revenue of $313M for the third quarter 2026 (Q3 2026), +0.4% from a year earlier and -1% from the quarter before.
Was Enact Holdings profitable in the third quarter 2026?
Operating profit was $203M (64.9% of revenue) and net earnings $159M.
Source: Enact Holdings 10-Q on SEC EDGAR.