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Huntington Bancshares (HBAN) Q2 2026 earnings results (second quarter 2026)

10-Q filed Jul 28, 2026

Huntington Bancshares (HBAN) reported revenue of $2.8B for the second quarter 2026 (Q2 2026), +46% from a year earlier and +10% from the quarter before. Operating margin was 31.6%, net earnings $727M (25.6% of revenue).

Revenue$2.8B
Year over year+46%
Quarter over quarter+10%
Operating margin31.6%
Net earnings$727M

Huntington Bancshares, Q2 2026: revenue $2.8B (+46% year over year), operating margin 31.6%, net earnings $727M, operating cash flow $1.1B. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$2.8B+10%+46%
Operating profit$896M+40%+40%
Net earnings$727M+39%+36%
Operating cash flow$1.1B+114%+103%
Free cash flow$1.0B+157%+105%

What changed

Revenue was $2.8B in Q2 2026, up 46% year over year and up 10% from the previous quarter.

Operating profit was $0.90B, a 31.6% margin (down 1.3 points year over year). Of the extra revenue versus Q2 2025, 29% reached operating profit, below the 33% margin then. Total costs grew 49% against revenue growth of 46%. The fastest-growing cost line was Noninterest expense (+51%). Net earnings were $0.73B, up 36% year over year. The effective tax rate was 18.4%.

Operating cash flow was $1.1B (up 103% year over year), 154% of net earnings. Non-cash charges added back $0.19B of depreciation and amortization and $0.05B of share-based compensation. Working capital and other items added $0.15B. Capital expenditures of $0.10B left free cash flow of $1.0B.

Questions

What was Huntington Bancshares' revenue in the second quarter 2026?

Huntington Bancshares (HBAN) reported revenue of $2.8B for the second quarter 2026 (Q2 2026), +46% from a year earlier and +10% from the quarter before.

Was Huntington Bancshares profitable in the second quarter 2026?

Operating profit was $896M (31.6% of revenue) and net earnings $727M.

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Source: Huntington Bancshares 10-Q on SEC EDGAR.