Filing Flows › Huntington Bancshares (HBAN) › Q3 2026
Huntington Bancshares (HBAN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 27, 2026
Huntington Bancshares (HBAN) reported revenue of $2.8B for the third quarter 2026 (Q3 2026), +31% from a year earlier and -2% from the quarter before. Operating margin was 32.1%, net earnings $721M (25.8% of revenue).
Huntington Bancshares, Q3 2026: revenue $2.8B (+31% year over year), operating margin 32.1%, net earnings $721M, operating cash flow $773M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.8B | -2% | +31% |
| Operating profit | $896M | 0% | +17% |
| Net earnings | $721M | -0.8% | +15% |
| Operating cash flow | $773M | -31% | +59% |
| Free cash flow | $683M | -33% | +53% |
What changed
Revenue was $2.8B in Q3 2026, up 31% year over year and down 2% from the previous quarter.
Operating profit was $0.90B, a 32.1% margin (down 3.8 points year over year). Of the extra revenue versus Q3 2025, 20% reached operating profit, below the 36% margin then. Total costs grew 39% against revenue growth of 31%. The fastest-growing cost line was Noninterest expense (+42%). Net earnings were $0.72B, up 15% year over year. The effective tax rate was 19.2%.
Operating cash flow was $0.77B (up 59% year over year), 107% of net earnings. Non-cash charges added back $0.17B of depreciation and amortization and $0.05B of share-based compensation. Working capital and other items used $0.17B. Capital expenditures of $0.09B left free cash flow of $0.68B.
Questions
What was Huntington Bancshares' revenue in the third quarter 2026?
Huntington Bancshares (HBAN) reported revenue of $2.8B for the third quarter 2026 (Q3 2026), +31% from a year earlier and -2% from the quarter before.
Was Huntington Bancshares profitable in the third quarter 2026?
Operating profit was $896M (32.1% of revenue) and net earnings $721M.