Filing Flows › Industrials › Remitly Global (RELY)
Remitly Global (RELY) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 4, 2026 · Remitly Global (RELY) Q3 2026 earnings results →
Q3 2026 Revenue up 22% year over year to $510M · 13¢ of every $1 of revenue kept as net profit · operating margin 13.6%
Remitly Global made $510M in Q3 2026 (+22% Y/Y). Operating margin 13.6%, net earnings $67.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 4, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $509.8M in Q3 2026, up 22% year over year and up 3% from the previous quarter.
Operating profit was $69.4M, a 13.6% margin (up 10.8 points year over year). Of the extra revenue versus Q3 2025, 64% reached operating profit, above the 3% margin then. Total costs grew 8% against revenue growth of 22%. The fastest-growing cost line was Sales & marketing (+13%). Net earnings were $67.6M, up 665% year over year. The effective tax rate was 3.2%.
Operating cash flow was $93.0M (up 4% year over year), 138% of net earnings. Non-cash charges added back $6.7M of depreciation and amortization and $39.6M of share-based compensation. Working capital and other items used $20.9M. After capitalized internal-use software costs ($3.9M) and purchases of property and equipment ($1.4M), free cash flow as the company reports it was $87.8M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 4, 2026 | $510M | +22% | 13.6% | $67.6M | $93.0M |
| Q2 2026 | 10-Q | Aug 5, 2026 | $495M | +20% | 13.5% | $206M | $135M |
| Q1 2026 | 10-Q | May 6, 2026 | $453M | +25% | 11.9% | $49.1M | $81.9M |
| Q4 2025 | 10-K | Feb 18, 2026 | $442M | +26% | 8.8% | $41.2M | $150M |
| Q3 2025 | 10-Q | Nov 5, 2025 | $419M | +25% | 2.8% | $8.8M | $1.4M |
| Q2 2025 | 10-Q | Aug 6, 2025 | $412M | +34% | 3.6% | $6.5M | $41.2M |
| Q1 2025 | 10-Q | May 7, 2025 | $362M | +34% | 3.4% | $11.4M | $133M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Remitly Global
Remitly, founded in 2011, is a trusted provider of financial services that transcend borders. With a footprint spanning more than 175 countries, we have built one of the world’s leading global money movement platforms, trusted by millions of customers who rely on us every day. The long-term, trusted relationships we foster with our customers have enabled us to scale to more than 5,300 corridors and more than 9.3 million quarterly active users worldwide. Leveraging our strengths in global money movement, we continue to evolve beyond a remittance company into a diversified, cross-border financial services provider, serving both consumers and businesses across a growing set of use cases. To further our vision, we have expanded by serving new customer categories, including high-amount senders, businesses, and receivers, and by introducing new products.
In its own words, from its 10-K, filed Feb 18, 2026.
Remitly Global against its Services-Business Services, NEC peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +22% against the peers' median +13%. Operating margin: 13.6% against the peers' median 13.6%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| RELY Remitly Global | Q3 2026 | $510M | +22% | 13.6% |
| ACN Accenture | Q4 FY26 | $18.7B | +6% | 15.3% |
| UBER Uber Technologies | Q3 2026 | $14.8B | +10% | 9.8% |
| V Visa | Q4 FY26 | $12.1B | +13% | 59.8% |
| MELI MercadoLibre | Q3 2026 | $10.8B | +45% | 6.3% |
| MA Mastercard | Q3 2026 | $9.8B | +14% | 59.8% |
| PYPL PayPal Holdings | Q3 2026 | $8.6B | +2% | 16.3% |
| FISV Fiserv | Q3 2026 | $5.2B | -1% | -105.7% |
| DASH DoorDash | Q3 2026 | $4.6B | +34% | 9.6% |
Source: Remitly Global 10-Q on SEC EDGAR · CIK 1782170 · Services-Business Services, NEC
Guidance and outlook
13F: who owns RELY and who is buying
More on RELY
- How Remitly Global makes money: revenue by segment
- Remitly Global next earnings date and what analysts expect
- Remitly Global stock forecast, price target and fair value
- Who owns Remitly Global stock: holders, funds and Congress trades
- Remitly Global guidance and outlook
- Is Remitly Global a takeover target? LBO and rumors
- Remitly Global recalls, complaints and regulation
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results