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Wintrust Financial vs SouthState Bank: WTFC and SSB compared
Wintrust Financial is the larger company: $758M of revenue in its latest quarter (Q3 2026) against $685M for SouthState Bank (Q3 2026). Wintrust Financial is growing faster (+9% against -2% a year earlier). Wintrust Financial is more profitable, with an operating margin of 43.1% against 42.4%.
Where the money goes: WTFC and SSB
Wintrust Financial (WTFC) · Q3 2026
Wintrust Financial, Q3 2026: revenue $758M (+9% year over year), operating margin 43.1%, net earnings $239M, operating cash flow $358M. The chart follows the revenue to costs, profit and cash.
SouthState Bank (SSB) · Q3 2026
SouthState Bank, Q3 2026: revenue $685M (-2% year over year), operating margin 42.4%, net earnings $224M, operating cash flow $760M. The chart follows the revenue to costs, profit and cash.
| Wintrust Financial (WTFC) | SouthState Bank (SSB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $758M | $685M |
| Revenue growth, Y/Y | +9% | -2% |
| Operating margin | 43.1% | 42.4% |
| Net earnings | $239M | $224M |
| Net margin | 31.5% | 32.7% |
| Operating cash flow | $358M | $760M |
| Free cash flow | — | $739M |
| Market value | $10.7B | $10.2B |
| P/E | 12.0× | 11.1× |
| Analysts’ mean target | $174.75 | $119.64 |
Where the revenue comes from
Wintrust Financial
- Net interest income: $622M (82%)
- Noninterest income: $136M (18%)
SouthState Bank
- Net interest income: $592M (86%)
- Noninterest income: $93.9M (14%)
Questions
Which is bigger, Wintrust Financial or SouthState Bank?
Wintrust Financial is the larger company: $758M of revenue in its latest quarter (Q3 2026) against $685M for SouthState Bank (Q3 2026).
Is Wintrust Financial or SouthState Bank growing faster?
Wintrust Financial is growing faster (+9% against -2% a year earlier).
Which is more profitable, Wintrust Financial or SouthState Bank?
Wintrust Financial is more profitable, with an operating margin of 43.1% against 42.4%.
More: Wintrust Financial earnings · how Wintrust Financial makes money · SouthState Bank earnings · how SouthState Bank makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.