Filing Flows › Industries › National Commercial Banks › Capital spending and supply chain
National Commercial Banks: capital spending and supply chain
SIC 6021 · 52 companies with filed cash-flow statements
Analysis
52 companies in National Commercial Banks (SIC 6021) spent $3.6B on capital projects over their latest twelve months, 7% of the $51.7B their operations generated; the three largest spenders — COF, HBAN, BOKF — account for 65%.
Capital spending is 0.5% of the industry's $662.6B of annual revenue.
By the industry's asset mix most of it goes to equipment (43%); about $2.6B is imported.
The largest supplier of that spending is software publishers ($1.6B).
Its largest supplying industries, by the input-output tables: monetary authorities and depository credit intermediation ($21.6B), nondepository credit intermediation and related activities ($15.8B), other real estate ($10.5B).
Charts
Capital spending by company
| Company | Capital spending | Operating cash flow | Capex / OCF | Period |
|---|---|---|---|---|
| COF Capital One Financial | $1.8B | $28.0B | 6% | TTM to Q3 2026 |
| HBAN Huntington Bancshares | $428M | $3.3B | 13% | TTM to Q3 2026 |
| BOKF BOK Financial | $196M | $916M | 21% | TTM to Q3 2026 |
| CFR Cullen/Frost Bankers | $185M | $764M | 24% | TTM to Q3 2026 |
| ZION Zions Bancorporation, National Association | $130M | $2.3B | 6% | TTM to Q3 2026 |
| KEY Keycorp | $121M | $1.6B | 7% | TTM to Q3 2026 |
| FNB FNB | $105M | $828M | 13% | TTM to Q3 2026 |
| FHN First Horizon | $63.0M | $1.9B | 3% | TTM to Q3 2026 |
| Webster Financial | $53.0M | $1.4B | 4% | TTM to Q2 2026 |
| BANF Bancfirst | $48.3M | $300M | 16% | TTM to Q3 2026 |
| CBU Community Financial System | $47.8M | $317M | 15% | TTM to Q3 2026 |
| UMBF UMB Financial | $45.3M | $1.2B | 4% | TTM to Q3 2026 |
| ONB Old National Bancorp | $45.0M | $1.0B | 4% | TTM to Q3 2026 |
| WAFD Wafd | $40.5M | $268M | 15% | TTM to Q3 FY26 |
| FFBC First Financial Bancorp | $36.8M | $815M | 5% | TTM to Q3 2026 |
| BANC Banc of California | $29.4M | $380M | 8% | TTM to Q3 2026 |
| PNFP Pinnacle Financial Partners | $24.2M | $1.4B | 2% | TTM to Q3 2026 |
| TRMK Trustmark | $21.5M | $281M | 8% | TTM to Q3 2026 |
| PRK Park National | $21.0M | $213M | 10% | TTM to Q3 2026 |
| NWBI Northwest Bancshares | $20.2M | $138M | 15% | TTM to Q3 2026 |
| SFNC Simmons First National | $20.1M | $344M | 6% | TTM to Q3 2026 |
| VLY Valley National Bancorp | $17.4M | $952M | 2% | TTM to Q3 2026 |
| HOPE Hope Bancorp | $17.1M | $304M | 6% | TTM to Q3 2026 |
| FMCB Farmers & Merchants Bancorp | $16.5M | $128M | 13% | TTM to Q3 2026 |
| FDBC Fidelity D & D Bancorp | $16.2M | $51.4M | 32% | TTM to Q3 2026 |
| BFC Bank First | $14.2M | $70.4M | 20% | TTM to Q3 2026 |
| CASH Pathward Financial | $13.3M | $697M | 2% | TTM to Q3 FY26 |
| NBTB NBT Bancorp | $11.7M | $257M | 5% | TTM to Q3 2026 |
| OCFC Oceanfirst Financial | $11.4M | $229M | 5% | TTM to Q3 2026 |
| WSFS Wsfs Financial | $10.6M | $297M | 4% | TTM to Q3 2026 |
| CARE Carter Bankshares | $8.5M | $57.0M | 15% | TTM to Q3 2026 |
| PFIS Peoples Financial Services | $7.7M | $53.1M | 14% | TTM to Q3 2026 |
| AMTB Amerant Bancorp | $7.1M | $144M | 5% | TTM to Q3 2026 |
| TBBK Bancorp | $6.5M | $214M | 3% | TTM to Q3 2026 |
| CAC Camden National | $6.0M | $106M | 6% | TTM to Q3 2026 |
| BHRB Burke & Herbert Financial Services | $5.5M | $100M | 6% | TTM to Q3 2026 |
| WBHC Wilson Bank Holding | $5.3M | $99.6M | 5% | TTM to Q3 2026 |
| HAFC Hanmi Financial | $3.5M | $184M | 2% | TTM to Q3 2026 |
| FUNC First United | $3.0M | $33.4M | 9% | TTM to Q3 2026 |
| CHCO City Holding | $3.0M | $141M | 2% | TTM to Q3 2026 |
| SHBI Shore Bancshares | $2.9M | $83.6M | 3% | TTM to Q3 2026 |
| SFST Southern First Bancshares | $2.8M | $48.1M | 6% | TTM to Q3 2026 |
| LCNB Lcnb | $2.7M | $35.5M | 8% | TTM to Q3 2026 |
| WABC Westamerica Bancorporation | $2.6M | $116M | 2% | TTM to Q3 2026 |
| ALRS Alerus Financial | $2.3M | $114M | 2% | TTM to Q3 2026 |
| FNLC First Bancorp | $2.2M | $34.8M | 6% | TTM to Q3 2026 |
| ATLO Ames National | $2.1M | $24.4M | 8% | TTM to Q3 2026 |
| NKSH National Bankshares | $1.7M | $20.1M | 8% | TTM to Q2 2026 |
| MRBK Meridian | $1.5M | $20.2M | 8% | TTM to Q2 2026 |
| BCAL California BanCorp | $1.1M | $52.3M | 2% | TTM to Q3 2026 |
| CFBK CF Bankshares | $241K | $21.3M | 1% | TTM to Q3 2026 |
| NEWT NewtekOne | $35K | −$725M | — | TTM to Q3 2026 |
Customers and suppliers named in annual reports
| Supplier | Customer | Share of supplier revenue | Evidence | Source |
|---|---|---|---|---|
| RIVN | JPM | 36% | Stated in 10-K (XBRL) | filing |
| BKKT | BAC | 16% | Stated in 10-K (sentence) | filing |
| VRRM | CHCO | 17% | Stated in 10-K (sentence) | filing |
| Highwoods Realty Ltd Partnership | BAC | 4% | Stated in 10-K (customer table) | filing |
| NLOP | JPM | 13% | Stated in 10-K (sentence) | filing |
| AMZN | COF | — | Stated in 10-K (named, share not stated) | filing |
| JPM | ACR | 2% | Stated in 10-K (sentence) | filing |
| JPM | BILL | — | Stated in 10-K (named, share not stated) | filing |
| JPM | RMCF | — | Stated in 10-K (named, share not stated) | filing |
| TBBK | CATY | — | Stated in 10-K (named, share not stated) | filing |
| TBBK | NSTS | — | Stated in 10-K (named, share not stated) | filing |
| WFC | DDS | — | Stated in 10-K (named, share not stated) | filing |
| CHCO | MGTE | — | Stated in 10-K (named, share not stated) | filing |
| SSRM | NBHC | — | Stated in 10-K (named, share not stated) | filing |
The interactive money flow: switch views, follow each dollar →
Evidence grades: A filed figure · B computed from filed figures · C industry average (BEA input-output and fixed-asset tables) applied to filed figures. Estimates are not the companies’ own records. Not investment advice.