Filing Flows › Industries › Industrials › Services-Consumer Credit Reporting, Collection Agencies
Services-Consumer Credit Reporting, Collection Agencies SIC 7320
5 companies filing with the SEC under SIC 7320. Median revenue growth +5% year on year in Q3 2026 (middle half -1% to +10%, 4 companies). The growth model expects the industry's combined revenue to grow +12% in Q3 2026. 3 customer or supplier links named in annual reports.
Money flow: where the industry's revenue goes
Drawn in the browser: an estimate of where the industry's revenue goes — what it buys from other industries, the pay that reaches households, taxes and profit — beside its filed cash flow, two tiers of suppliers and its capital spending by kind of asset.
Open the industry: growth distribution, money flow, network →
Who sells to whom
Customers and suppliers named in the companies' annual reports; the share is of the supplier's revenue.
- SPGI → GNTX
- SPGI → ALV
- SPGI → UVE
Growth model
Industry revenue, the same companies year on year; 80% ranges. Fitted on SEC filings and tested out of sample (how).
| Quarter | Growth Y/Y | Revenue | 80% range |
|---|---|---|---|
| Q3 2026 | +11.6% | $9.6B | $9.2B – $10.0B |
| Q4 2026 | +11.3% | $9.5B | $9.0B – $10.0B |
| Q1 2027 | +11.0% | $10.2B | $9.6B – $10.7B |
| Q2 2027 | +10.8% | $10.4B | $9.8B – $10.9B |
Capital spending and supply chain →
Companies
| Company | Quarterly revenue | Y/Y | Stage |
|---|---|---|---|
| SPGI S&P Global | $3.7B | -5% | contraction |
| MCO Moody's | $2.0B | +0.8% | deceleration |
| EFX Equifax | $1.7B | +10% | mature |
| TRU TransUnion | $1.3B | +12% | transition |
| CRMZ Creditriskmonitor | $5.2M | — | mature |
Growth from positive, comparable quarterly revenue as filed; industries are SEC Standard Industrial Classification codes. Data Nov 8, 2026.