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Alkami Technology (ALKT) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Oct 29, 2026 · Alkami Technology (ALKT) Q3 2026 earnings results →
Q3 2026 Revenue up 19% year over year to $135M · 5¢ of every $1 of revenue lost · operating margin -4.6%
Alkami Technology made $135M in Q3 2026 (+19% Y/Y): SaaS subscription services $129M, Implementation services $3.7M, Other services $2.1M. Operating margin -4.6%, net loss $6.7M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 29, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $134.9M in Q3 2026, up 19% year over year and up 4% from the previous quarter. SaaS subscription services was the largest line at 96% of revenue. SaaS subscription services added $21.2M year over year (up 20%), 97% of the total change.
Gross margin was 57.5%, up 0.7 points from Q3 2025. Operating costs exceeded revenue by $6.2M, an operating margin of -4.6%. Operating expenses grew 9% against revenue growth of 19%. The fastest-growing cost line was General & admin (+21%). The quarter ended with a net loss of $6.7M, narrower than the previous quarter's $8.9M loss.
Operating cash flow was $21.9M (down 29% year over year). Non-cash charges added back $8.3M of depreciation and amortization and $19.2M of share-based compensation. Working capital and other items added $1.1M. Capital expenditures of $504K left free cash flow of $21.4M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Oct 29, 2026 | $135M | +19% | -4.6% | −$6.7M | $21.9M |
| Q2 2026 | 10-Q | Jul 30, 2026 | $130M | +16% | -5.9% | −$8.9M | — |
| Q4 2025 | 10-K | Feb 26, 2026 | $121M | +35% | -7.9% | −$11.4M | $16.6M |
| Q3 2025 | 10-Q | Oct 31, 2025 | $113M | +32% | -11.4% | −$14.8M | $30.8M |
| Q2 2025 | 10-Q | Jul 31, 2025 | $112M | +36% | -14.2% | −$13.6M | $1.2M |
| Q1 2025 | 10-Q | May 1, 2025 | $97.8M | +28% | -15.7% | −$7.8M | −$5.7M |
| Q4 2024 | 10-K | Feb 28, 2025 | $89.7M | +26% | -9.6% | −$7.6M | $6.1M |
Charts
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🔄Rotation against the market and its industry (RRG)interactive
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⚖️Fair value by methodinteractive
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📈Investments: gains and what it boughtinteractive
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Customers and suppliers named in filings
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About Alkami Technology
Alkami is a cloud-based digital sales and service platform provider. We inspire and empower community, regional and super-regional financial institutions (“FIs”) to compete with large, technologically advanced and well-resourced banks in the United States. Our solution, the Alkami Digital Sales & Service Platform, consisting of the Alkami Digital Banking Platform (“Platform”), Onboarding & Account Opening, and Data & Marketing, allows FIs to onboard, engage and grow new users, accelerate revenues and meaningfully improve operational efficiency, all with the support of a proprietary, true cloud-based, multi-tenant architecture. We cultivate deep relationships with our clients through long-term, subscription-based contractual arrangements, aligning our growth with our clients’ success and generating an attractive unit economic model.
In its own words, from its 10-K, filed Feb 26, 2026.
Alkami Technology against its Services-Prepackaged Software peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +19% against the peers' median +19%. Operating margin: -4.6% against the peers' median 15.2%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| ALKT Alkami Technology | Q3 2026 | $135M | +19% | -4.6% |
| MSFT Microsoft | Q1 FY27 | $92.3B | +19% | 49.8% |
| ORCL Oracle | Q1 FY27 | $19.3B | +30% | 34.8% |
| CRM Salesforce | Q2 FY27 | $11.3B | +11% | 20.5% |
| ADBE Adobe | Q3 FY26 | $6.8B | +13% | 34.8% |
| XYZ Block | Q3 2026 | $6.7B | +10% | 6.4% |
| INTU Intuit | Q4 FY26 | $4.4B | +14% | 10.9% |
| NOW ServiceNow | Q3 2026 | $4.1B | +20% | 9.4% |
| SHOP Shopify | Q3 2026 | $3.7B | +32% | 15.2% |
Source: Alkami Technology 10-Q on SEC EDGAR · CIK 1529274 · Services-Prepackaged Software
Guidance and outlook
13F: who owns ALKT and who is buying
More on ALKT
- How Alkami Technology makes money: revenue by segment
- Alkami Technology next earnings date and what analysts expect
- Alkami Technology stock forecast, price target and fair value
- Who owns Alkami Technology stock: holders, funds and Congress trades
- Alkami Technology guidance and outlook
- Is Alkami Technology a takeover target? LBO and rumors
History
Every quarter: Q3 2026 results · Q2 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results
- Alkami Technology guidance history: guided vs reported
- Alkami Technology free cash flow by quarter
- Alkami Technology R&D spending by quarter
- Alkami Technology capital expenditures by quarter
- Alkami Technology SaaS subscription services revenue by quarter
- Alkami Technology Implementation services revenue by quarter
- Alkami Technology Other services revenue by quarter