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Avidbank Holdings (AVBH) earnings and revenue breakdown

Latest: Q1 2026 · 10-Q filed May 13, 2026 · Avidbank Holdings (AVBH) Q1 2026 earnings results →

Q1 2026 Revenue up 36% year over year to $28.0M · 32¢ of every $1 of revenue kept as net profit · operating margin 44.5%

Avidbank Holdings made $28.0M in Q1 2026 (+36% Y/Y). Operating margin 44.5%, net earnings $9.0M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed May 13, 2026.

Revenue$28.0M
Year over year+36%
Operating margin44.5%
Net earnings$9.0M
Operating cash flow$8.2M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $28.0M in Q1 2026, up 36% year over year and up 4% from the previous quarter.

Operating profit was $12.4M, a 44.5% margin (up 7.1 points year over year). Of the extra revenue versus a year earlier, 64% reached operating profit, above the 37% margin then. Total costs grew 21% against revenue growth of 36%. Net earnings were $9.0M, up 66% year over year. The effective tax rate was 27.5%.

Operating cash flow was $8.2M (up 94% year over year), 91% of net earnings. Non-cash charges added back $31K of depreciation and amortization and $837K of share-based compensation. Working capital and other items used $1.6M. Capital expenditures of $9K left free cash flow of $8.2M.

Quarterly history

Avidbank Holdings revenue by quarterAvidbank Holdings revenue by quarter$21.8MQ2 2025$28.0MQ1 2026
Avidbank Holdings net earnings by quarterAvidbank Holdings net earnings by quarter$5.8MQ2 2025$9.0MQ1 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q1 202610-QMay 13, 2026$28.0M+36%44.5%$9.0M$8.2M
Q2 202510-QSep 18, 2025$21.8M+11%38.0%$5.8M$6.4M

Charts

Avidbank Holdings: where the cash came from (+) and went (−), TTM to Q2 2026Avidbank Holdings: where the cash came from (+) and went (−), TTM to Q2 2026Other financing$259MOther investing−$256MOperating cash flow$52.5MCash drawn (+) / kept (−)−$30.0MNet borrowing (+) / repaid (−)−$25.0MCapital spending−$44K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Avidbank Holdings: profit against cash, quarter by quarterAvidbank Holdings: profit against cash, quarter by quarterNet incomeOperating cash flow$5.8M$5.6MQ3 2024$6.5M$7.1MQ4 2024$5.4M$4.3MQ1 2025$5.8M$6.4MQ2 2025−$37.7M$12.4MQ3 2025$6.9M$16.0MQ4 2025$9.0M$8.2MQ1 2026$7.6M$15.9MQ2 2026
Latest (Q2 2026): Net income $7.6M, Operating cash flow $15.9M.
Avidbank Holdings in its industry: growth against margin (133 companies, SIC 6022)Avidbank Holdings in its industry: growth against margin (133 companies, SIC 6022)revenue growth, year over year →↑ operating marginmedian +9%median 40%BNYSTTFITBMTBFCNCAALLYCFGNTRSWALBPOPEWBCWTFCCOLBSSBCBSHASBHWCAUBGBCIUBSIABCBHTHHOMBUCBRNSTFBPCATYFIBKCUBIFHBIBOCMBINSBCFBOHCVBFBUSEEFSCOFGLOBFBKFFINSFBSMCHBCCBFBNCGABCBYSYBTPEBOTCBKOBKSTBAFMBHRBCAACNOBAMALMCBQCRHOSBCFMNBBFSTUVSPTMPCCNEMSBIHBTEQBKCTBICPFTHFFMPBSBSIMBWMLKFNIBCPEGBNSPFIWASHCCBGCOFSCWBCHBIAACNBGSBCFSBCTRSTCIVBFCBCMCBSFBIZINBKBWBCBANMVBFBSRRCZNCCFFIRBBISTRUNTYBWFGBMRCRRBIPCBFCBMCHMGCZFSNWFLWTBAMYFWOPBKUSCBFCCOEBMTCOSOFXNCPKBKISBAPEBKBPRNBRBSHNVRMNSBFVCBCCFNSBFGJMSBBOTJNWPPFUSBAUBNJUVFAVBH (+36%, 44%)
State Commercial Banks; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Avidbank Holdings

We are Avidbank Holdings, a bank holding company based in San Jose, California that operates through our wholly owned subsidiary, Avidbank, a California state-chartered bank ("Avidbank" or the "Bank"). Founded in 2003, Avidbank is a full-service commercial bank dedicated to providing innovative banking solutions to a diverse client base, including small-to-medium sized businesses, technology companies, and individuals through robust portfolios of lending products, deposit services, and digital banking capabilities. We believe we provide competitive deposit products and treasury management solutions with a high-touch, relationship-driven approach, guided by our commitment to being Responsive, Collaborative & Accountable—principles we embody in every client interaction.

In its own words, from its 10-K, filed Mar 18, 2026.

Avidbank Holdings against its State Commercial Banks peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +36% against the peers' median +12%. Operating margin: 44.5% against the peers' median 34.7%.

CompanyQuarterRevenueY/YOp. margin
AVBH Avidbank HoldingsQ1 2026$28.0M+36%44.5%
BNY Bank of New York MellonQ3 2026$5.7B+12%38.5%
STT State StreetQ3 2026$4.0B+13%34.7%
FITB Fifth Third BancorpQ3 2026$3.3B+42%33.8%
MTB M&T BankQ3 2026$2.5B+0.9%39.7%
FCNCA First Citizens BancsharesQ3 2026$2.4B0%33.1%
ALLY Ally FinancialQ3 2026$2.3B+8%24.3%
CFG Citizens Financial GroupQ3 2026$2.3B+10%34.6%
NTRS Northern TrustQ3 2026$2.3B+13%34.7%

Source: Avidbank Holdings 10-Q on SEC EDGAR · CIK 1443575 · State Commercial Banks

13F: who owns AVBH and who is buying

Largest holders of AVBH (13F)Largest holders of AVBH (13F)Patriot Financial Partners GP II,…$32.6MAlliancebernstein L.P.$25.2MFourthstone LLC$23.1MBanc Funds Co LLC$22.1MEndeavour Capital Advisors$21.8MBlackRock$19.5MFirst Eagle Investment Management…$18.8MAdage Capital Partners GP, L.L.C.$16.3MManufacturers Life Insurance Comp…$12.3MVanguard Capital Management LLC$12.0M
Funds' net buying of AVBH by quarter (13F)Funds' net buying of AVBH by quarter (13F)−$1.1M2024-09$122K2024-12$373K2025-03−$1.3M2025-06$153M2025-09$6.7M2025-12$6.8M2026-03−$92.0M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on AVBH

History

Every quarter: Q1 2026 results · Q2 2025 results

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